Ferndale shop sells winning ticket for record Lotto 47 jackpot

By: Mike Koury | Woodward Talk | Published November 13, 2020

 This winning Lotto 47 ticket was purchased in Ferndale at Select Wine Shoppe Nov. 5. Line A shows the winning numbers.

This winning Lotto 47 ticket was purchased in Ferndale at Select Wine Shoppe Nov. 5. Line A shows the winning numbers.

Scan provided by Michigan Lottery

 A winning ticket in the Nov. 7 Lotto 47 jackpot was purchased at Select Wine Shop in Ferndale.

A winning ticket in the Nov. 7 Lotto 47 jackpot was purchased at Select Wine Shop in Ferndale.

Photo by Deb Jacques

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FERNDALE — A Ferndale liquor store sold a winning ticket for the record Lotto 47 jackpot earlier this month.

The Nov. 7 Lotto 47 game was for a record $32.3 million jackpot, beating out the previous high of $23.6 million in 2008. The winning numbers were 4, 16, 33, 38, 40 and 44. 

There were two winners of the jackpot. One ticket was purchased in Lake Odessa, while the other was bought at Select Wine Shop in Ferndale, located at 1318 W. Nine Mile Road.

Because the two businesses sold a winning ticket, Michigan Lottery spokesperson Jake Harris said they both will receive a bonus commission of $5,000.

For the two jackpot winners, they will split it 50-50, breaking their winnings down to $16.14 million each.

“Each ticket holder has the option to receive their jackpot in either a … payout over 30 years in equal installments, or a cash option prize that’s paid in one lump sum upfront,” Harris said.

With any prize of more than $5,000, the state is required to withhold 24% federal and 4.25% state tax from the winnings. Harris said the state will withhold that amount on either the lump sum or the annuity option. 

In this case, the lump sum amount would be about $10.2 million before taxes for each player.

“If they choose the cash option amount, that lump sum payout is $10.2 million,” he said. “The reason $10.2 million is the jackpot is based on an annuitized prize. So essentially, if a player chooses to take that annuity, we would take the $10.2 million and then we would purchase bonds that would then mature to that $16.2 (million) over that 30 years. That’s why they’re offering either they can take that $10.2 million now or we’ll purchase the bonds and it’ll mature to that $16.2 (million) over time.”

After taxes, the players would receive a little over $7.3 million for the lump sum.

Harris said Nov. 20 that the person who had purchased the winning ticket at Select Wine Shop had come forward to claim their prize. The winner chose to stay anonymous, according to Harris. 

“Sometimes we hear from winners the next day after they win. Sometimes it takes weeks, months. It really just depends on the winner,” he said.

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